Buying A Home

Buying a home is one of the biggest financial decisions you'll ever make. As a trusted mortgage broker, I am here to guide you through every step of the home buying process and help you achieve your dream of homeownership.

I understand that every client has unique needs and financial goals. That's why I offer a variety of mortgage options tailored to your specific situation. From first-time homebuyers to seasoned investors, I have the expertise to find the right mortgage solution for you.

Home Buyer Checklist

1) Budget: Determine your budget and stick to it. This will help you avoid overspending and keep your search focused on homes you can afford.

2) Mortgage Pre-Approval: Get pre-approved for a mortgage before you start shopping. This will give you an idea of how much you can afford to spend on a home and make your offer more attractive to sellers.

3) Location: Determine the location you want to buy in. Consider factors such as proximity to work, schools, public transportation, and amenities.

4) Type of Home: Decide on the type of home you want, such as a single-family home, condo, townhome, or multi-family home.

5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.

6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?

7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.

8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.

5) Size and Layout: Determine the size and layout of the home that will meet your needs. Consider factors such as the number of bedrooms, bathrooms, and living spaces.

6) Condition of Home: Consider the condition of the home you are interested in. Do you want a fixer-upper, or do you prefer a move-in-ready home?

7) Home Inspection: Have a professional home inspection done before you buy. This will help you identify any issues with the property that may affect your decision to buy.

8) Homeowners Association: Determine if the property is part of a homeowners association and review the HOA rules and fees.

9) Property Taxes: Review the property taxes for the home you are interested in and factor them into your budget.

10) Closing Costs: Factor in closing costs, which can include attorney fees, appraisal fees, and title insurance.

11) Homeowners Insurance: Determine the cost of homeowners insurance for the property you are interested in.

12) Moving Expenses: Consider the cost of moving and factor it into your budget.

See What Clients Are Saying!

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When i was inquiring about property in the Little Elm Texas area, Mrs Peoples went above and beyond all expectation. I highly recommend Mrs. Peoples for all Real Estate needs.

Karen is a dedicated, knowledgeable, and caring Agent. She above and beyond what's required to guide her clients. She did everything we asked, and I would definitely recommend Karen in the future.


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Karen Peoples is amazing. All I had to do was tell her what my family and I are looking for and the location we want to live and she was able to bring up a selective list for us to chose. She would meet us at the time that best worked for us and able to get us in a new home fairly quickly. Thank you

Karen was referred to me by my sis in law. She worked with us since 2019. Even during COVID she was still working hard to find us a home when there were shortage of homes. Karen is very knowledgeable. She is patient and not pushy. Choose her and you will not regret it.


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Copyright ©2021 | The Peoples Mortgage Team | NMLS-1978847

Licensed to do business in..

This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.

Corporate | NMLS ID NMLS# 1660690

Corporate Address : 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212

https://nexamortgage.com

Copyright ©2021 | The Peoples Mortgage Team

Licensed to Do Business in GA

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |


Corporate | NMLS ID NMLS# 1660690

Corporate Address : 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212

Corporate NMLS NMLS# 1660690 | Company Website: https://nexamortgage.com