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Your Mortgage Partner in Homeownership & Financial Possibilities
Experience You Can Trust – Service You’ll Remember.
Finding the right mortgage starts with understanding your goals. Whether you’re buying your first home, refinancing, or investing in a rental property, I’ll help you compare your options and understand how each one fits your plans.
My Commitment to You
As both a licensed Mortgage Loan Originator and REALTOR®, I bring experience in real estate, finance, and mortgage lending to our conversations. Through NEXA Mortgage, LLC, I have access to more than 300 lending partners, giving us a wide range of financing options to explore together.
I’ll take the time to listen, answer your questions, and explain your choices in plain language. You can count on honest guidance and clear communication so you understand your next step and feel confident taking it.
Mortgage Solutions I Offer
Buy a Home
- Conventional Loans – Finance a primary residence, second home, or investment property.
- FHA Loans – Explore flexible financing options for eligible homebuyers.
- VA Loans – Explore home financing benefits for eligible veterans, active-duty service members, and qualifying military families.
- Jumbo Loans – Explore financing for higher-priced homes.
- First-Time Homebuyer Programs – Review loan options and see whether you qualify for available down payment assistance or grants.
Refinance or Use Your Home Equity
- Refinance Loans – Adjust your mortgage terms or explore options for accessing equity.
- VA IRRRL – Explore a streamlined refinance if you already have a VA loan.
- HELOCs & Home Equity Loans – Use available equity for renovations, debt consolidation, or other financial goals.
- Second Mortgages – Explore additional financing that may allow you to keep your existing first mortgage.
- Reverse Mortgages – Explore home equity options for eligible homeowners age 62 and older.
Investment & Specialized Financing
- DSCR Investor Loans – Explore investment property financing based primarily on the rental property’s qualifying cash flow.
- Self-Employed & Bank Statement Loans – Explore alternative ways to document income if you’re a business owner, entrepreneur, or independent contractor.
- Doctor & Medical Professional Loans – Review specialized mortgage programs for eligible healthcare professionals.
- Non-QM Loans – Explore alternative mortgage options if your income or financial circumstances fall outside traditional lending guidelines.
Buy Land or Build a Home
- Land & Lot Loans – Finance the purchase of eligible residential land.
- Construction & Builder Financing – Explore options for building a home or purchasing new construction.
Let’s Talk About Your Next Step
What would you like your mortgage to help you do? Tell me a little about your plans, and we’ll walk through the financing options that may fit.
Equal Housing Lender. All loan programs are subject to borrower qualifications, lender guidelines, credit approval, and availability. Not all programs are available in every state.
Loan Programs Available
See What Clients Are Saying!
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When i was inquiring about property in the Little Elm Texas area, Mrs Peoples went above and beyond all expectation. I highly recommend Mrs. Peoples for all Real Estate needs.
Karen is a dedicated, knowledgeable, and caring Agent. She above and beyond what's required to guide her clients. She did everything we asked, and I would definitely recommend Karen in the future.
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Karen Peoples is amazing. All I had to do was tell her what my family and I are looking for and the location we want to live and she was able to bring up a selective list for us to chose. She would meet us at the time that best worked for us and able to get us in a new home fairly quickly. Thank you
Karen was referred to me by my sis in law. She worked with us since 2019. Even during COVID she was still working hard to find us a home when there were shortage of homes. Karen is very knowledgeable. She is patient and not pushy. Choose her and you will not regret it.
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Copyright ©2021 | The Peoples Mortgage Team | NMLS-1978847
Licensed to do business in..
This is not an offer to enter into an agreement. This is not a commitment to make a loan. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products are subject to credit and property approval. All approvals are subject to underwriting guidelines. Not all products are available in all states or for all dollar amounts. Other restrictions and limitations may apply. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.
Corporate | NMLS ID NMLS# 1660690
Corporate Address : 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212
https://nexamortgage.com
Copyright ©2021 | The Peoples Mortgage Team
Licensed to Do Business in GA
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Copyright © 2021 |
Corporate | NMLS ID NMLS# 1660690
Corporate Address : 5559 S Sossaman Rd, Bldg 1 Ste 101 Mesa, AZ 85212
Get a Rate Quote
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!
Mortgage rates change daily and vary depending on your unique
situation. Get your FREE customized quote here!